Or … your business is running smoothly and then one day, your partner up and dies on you. It happens. I mean it, it really happens. All you have to do is read the paper for examples every day.

The next thing you know, unless you can come up with a lot more cash than you have on hand, you'll end up partners with her spouse … and you never liked the guy anyway. Even if that did work, he doesn't know what you do and he sure doesn't want the same things you do.

Still, where do you get that kind of dough on short notice … with all the other problems you have? Can you imagine showing up at the bank looking for cash just when you buried half your business? Hey, hardly need excuses anyway and now this? What about creditors and suppliers? What are they going to think? What are they going to do? Who needs the aggravation?

It gets worse …

page 4 ...